How much does a Credit Union loan cost?

Rate of interest @ 9.33% APR

The credit union charges an interest rate of 0.7458 % per month on the reducing balance of the loan (8.95% per annum). This reduced rate of interest, together with the free loan insurance and other benefits make your Credit Union by far the best option for personal loans.

A credit union cannot charge more than 1% per month on the reducing balance of your loan. That means a € 1,000 loan repaid monthly, over one year will cost you a maximum interest payment of € 49.14. Normally there are no fees or transaction charges. Check out our loan calculator by registering online  for a loan that suits you.  

See the savings and benefits for yourself and apply for a CU loan today...

• Competitive variable interest rate 9.33% APR, calculated on a reducing balance, this means you pay interest on what you owe.
• Easy application process and speedy decisions callsave 1890 28 56 26 or apply online or call into either Credit Union office.
• Loans are insured at no direct cost to the eligible member
• Easy repayment options by direct debit or salary deduction.
• No hidden fees or transaction charges
• Repayment terms to suit your particular circumstances
• You can repay the loan earlier with no penalty
• No Interest charged on interest
• Additional lump sum repayments accepted with no penalty
• Flexibility to make larger repayments than agreed with no penalty